Classified
Terms & Conditions
Effective Date: January 2025
Declassified
Agreement to Terms
By accessing or using the MyLifeCoverage website and services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our services.
These Terms apply to all visitors, users, and others who access or use our services. We reserve the right to update these terms at any time, and your continued use of our services constitutes acceptance of those changes.
You must be at least 18 years of age to use our services. By agreeing to these Terms, you represent that you are at least 18 years old.
Declassified
Description of Services
MyLifeCoverage provides insurance comparison and brokerage services, connecting users with insurance products including life, auto, health, home, medicare, and travel insurance.
We act as an intermediary between you and insurance carriers. We do not underwrite insurance policies ourselves. All policies are subject to the terms and conditions of the respective insurance carriers.
The quotes and information provided through our services are estimates and may vary based on the information you provide and final underwriting decisions by insurance carriers.
Declassified
User Responsibilities
You agree to provide accurate, current, and complete information when using our services. Providing false or misleading information may result in denial of coverage or cancellation of policies.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree not to use our services for any unlawful purpose or in any way that could damage, disable, or impair our services or interfere with any other party's use of our services.
Declassified
Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of MyLifeCoverage or its content suppliers and is protected by intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any of our content without our prior written consent.
The MyLifeCoverage name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of MyLifeCoverage. You may not use such marks without our prior written permission.
Declassified
Limitation of Liability
MyLifeCoverage and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services.
Our total liability for any claims arising out of or relating to these Terms or our services shall not exceed the amount you paid to us in the twelve months prior to the claim.
We do not guarantee the accuracy, completeness, or usefulness of any information on our website or services. Your use of our services is at your sole risk.
Declassified
Indemnification
You agree to defend, indemnify, and hold harmless MyLifeCoverage and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of our services or violation of these Terms.
This indemnification obligation will survive the termination of your account and your use of our services.
Declassified
Termination
We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including breach of these Terms.
Upon termination, your right to use our services will cease immediately. All provisions of these Terms which should survive termination shall survive.
Declassified
Governing Law & Disputes
These Terms shall be governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
You agree to waive any right to participate in a class action lawsuit or class-wide arbitration against MyLifeCoverage.
Declassified
Contact Information
If you have any questions about these Terms, please contact us at [email protected] or call us at +1 (360) 646-3859.
Our mailing address is: 1201 Pacific Avenue, Tacoma WA 98402. We will respond to your inquiry within 30 business days.